My Entire £107k Investment Portfolio at Age 24

Mia maintains a £107,000 portfolio at age 24 to hit £1.25 million by 40 for barista FIRE.

• Stocks and shares ISA — Over 2 years old on Trading 212 holding broad ETFs and individual tech stocks with 33% all-time return. [01:57]

• Lifetime ISA — £18,000 in Fidelity Index World after £1,000 government top-up for home purchase or retirement. [04:14]

• Emergency fund — £15,000 at 4.35% interest providing about £52 monthly. [05:02]

• Bitcoin — Small amount added outside ISA for extra diversification. [05:44]

• How close is the portfolio to the £1.25 million FIRE target?

• Why choose separate developed and emerging markets ETFs over an all-world fund?